Upgrade or expand your operations with equipment financing. Get the machinery, vehicles, or heavy equipment you need with competitive rates and flexible terms.
Funded nationwide
Direct to small businesses
Approval rate
For qualified applicants
Avg. funding speed
Application to funded offer
Get the tools your business needs without sacrificing financial flexibility. Competitive rates, predictable payments, and ownership from day one.
The equipment you're purchasing serves as built-in collateral, reducing lender risk and translating directly into lower rates and better terms for your business.
Because equipment financing is asset-secured, qualified borrowers access APRs starting as low as 5.9% — often significantly below unsecured alternatives.
Unlike leasing, equipment financing builds equity immediately. You own the asset outright after your final payment — with early buyout options available.
Match your repayment schedule to the equipment's productive lifespan with terms from 12 to 84 months. Longer terms keep monthly payments manageable.
From application to new equipment — streamlined, transparent, and built to keep your business moving forward.
Complete a quick 2-minute form with your business details, the equipment you need, and estimated cost. Our initial check uses a soft pull — your credit score stays untouched.
Your dedicated funding advisor reviews your profile and equipment requirements, then presents the financing options with the best rates and terms for your acquisition.
Accept your offer and complete the closing process. Financing is arranged directly with the vendor or deposited to your account — most deals close within days.
Equipment financing is one piece of your growth strategy. Explore complementary products designed to support every operational need your business faces.
Higher funding amounts with competitive rates for established businesses. Scale operations, acquire assets, or expand.
What's included
Access government-backed financing with lower rates and longer terms for major equipment and expansion investments.
What's included
Use your existing assets as collateral for higher limits and better rates on your next business investment.
What's included
Calculate your monthly payments, total interest, and full amortization schedule in seconds — no sign-up or credit check required.
Loan Details
Credit Profile
Optional
Monthly
$3,531
per month
Interest
$9.7K
total interest paid
Total Cost
$84.7K
principal + interest
Amortization Breakdown
How your payments split over time
Ready to move forward? Based on your inputs — $75,000 over 24 months — you could be approved in minutes.
Apply now — it's freeReal results
"We financed a $280K excavator through GBB Loans and the monthly payments were lower than what we'd been quoted on a lease. The machine paid for itself within the first year of contracts. Owning the equipment outright gave us a real competitive edge on bids."
Funded $280,000"Expanding our delivery fleet from 8 to 14 vehicles seemed impossible until GBB Loans connected us with a lender who understood logistics. We financed the entire purchase with zero down payment and locked in a rate that made the math work from month one."
Funded $195,000"Our dental practice needed three new digital imaging systems to stay competitive. GBB Loans' equipment financing let us upgrade without draining our reserves. The approval took less than a day, and our patient volume increased 25% within two quarters."
Funded $142,000Everything you need to know about financing business equipment through GBB Loans.