See direct funding options tailored to you. No hidden fees. No impact to credit score.
Approval Rate
Even with bad credit
Customer rating
Based on 12,000+ reviews
Total funded
Across all credit profiles
Average funding time
From approval to deposit
Your credit score doesn't define your business. We look at the full picture — revenue, cash flow, and potential.
Our prequalification uses a soft pull only — your credit score stays exactly where it is. Check your options risk-free.
Get approved and funded in as little as 24 hours. No weeks of waiting, no mountains of paperwork.
Our lending partners specialize in working with imperfect credit. Multiple options tailored to your revenue and cash flow.
A real person guides you through every step — from application to funding. You're never alone in the process.
Three steps from start to funded. No surprises, no hidden fees.
A straightforward 2-minute form — no bank visits, no hard credit pull. Just the basics about your business and how much capital you need.
A dedicated funding advisor reviews your profile and presents the best offer tailored to your business — no comparison shopping on your end.
Sign your agreement and the money moves. Our average funding time is just 24 hours from approval to your business bank account.
Each product is designed for business owners with less-than-perfect credit. Find the right fit for your needs.
Quick capital for immediate needs with flexible repayment terms from 3–18 months. Ideal for bridging cash flow gaps.
What's included
Get funding based on your future sales — no fixed monthly payments, no collateral required. Perfect for bad credit.
What's included
Access funds whenever you need them. Only pay interest on what you draw — replenish and reuse as needed.
What's included
Calculate your monthly payments, total interest, and full amortization schedule in seconds — no sign-up or credit check required.
Loan Details
Credit Profile
Optional
Monthly
$3,531
per month
Interest
$9.7K
total interest paid
Total Cost
$84.7K
principal + interest
Amortization Breakdown
How your payments split over time
Ready to move forward? Based on your inputs — $75,000 over 24 months — you could be approved in minutes.
Apply now — it's freeReal results
"I was turned down by three banks because of my credit score. GBB Loans matched me with a lender in under an hour, and I had $45,000 in my account the next morning."
Funded $45,000"After a rough year my credit dropped to 540. I didn't think anyone would lend to me. GBB Loans found me a merchant cash advance with terms I could actually manage."
Funded $32,000"The process was unbelievably simple. I filled out one form, got three offers within hours, and chose the best one. No judgment, no hoops — just funding."
Funded $78,000Quick answers to help you move forward with confidence.