Get a merchant cash advance based on your future sales — not your credit score. No collateral, no fixed monthly payments. Fast approval in as little as 24 hours with direct funding.
Funded nationwide
Direct to small businesses
Approval rate
For qualified applicants
Avg. funding speed
Application to funded offer
Capital that moves with your revenue. No rigid schedules, no collateral — just smart funding designed for how your business actually operates.
Your payments are tied directly to your card sales. Strong days mean faster paydown; slow days mean lighter payments. This automatic adjustment ensures your cash flow stays healthy regardless of seasonal shifts or market fluctuations.
Restaurants, retail stores, tourism operators — if your income ebbs and flows, a merchant cash advance works with that rhythm instead of against it. No more stressing over fixed payments during your slow season.
Your future card sales serve as the basis for funding — no personal assets, no real estate, no equipment pledges. Your business potential is your qualification, keeping everything you've built completely protected.
From completed application to funded account in as little as one business day. When opportunity knocks or an emergency strikes, waiting weeks for bank approval isn't an option — and with GBB Loans, you don't have to.
From application to capital in your account — streamlined, transparent, and built for speed.
Complete a quick 2-minute form with your business details, monthly card sales, and desired funding amount. Our initial check uses a soft pull — your credit score stays untouched.
Your dedicated funding advisor analyzes your card sales volume and presents the merchant cash advance options with the best factor rates and terms for your business.
Accept your offer and funds are deposited directly into your business account — most borrowers receive capital within 24 hours of approval.
A merchant cash advance pairs well with other financing products. Discover complementary capital solutions designed to fuel every stage of your growth.
Access immediate capital with streamlined approval for time-sensitive needs. Predictable payments, fast approval.
What's included
Get a lump sum based on your future sales with flexible, revenue-based repayment. Ideal for businesses needing fast capital.
What's included
Maintain a safety net for your operations. Draw funds when you need them and only pay interest on what you use.
What's included
Calculate your monthly payments, total interest, and full amortization schedule in seconds — no sign-up or credit check required.
Loan Details
Credit Profile
Optional
Monthly
$3,531
per month
Interest
$9.7K
total interest paid
Total Cost
$84.7K
principal + interest
Amortization Breakdown
How your payments split over time
Ready to move forward? Based on your inputs — $75,000 over 24 months — you could be approved in minutes.
Apply now — it's freeReal results
"Our café revenue swings wildly between summer and winter. The merchant cash advance from GBB Loans let us renovate our patio during the slow season, and the repayment scaled perfectly when summer traffic returned. We never felt the financial strain."
Funded $62,000"I was denied by three banks because of my credit score. GBB Loans looked at my card sales instead and funded me in 22 hours. That capital let me double my inventory before Black Friday — our biggest quarter ever."
Funded $95,000"Running a food truck means unpredictable days. Some weeks are incredible, others are slow. My merchant cash advance payments adjusted automatically with my sales — I never had to worry about making a fixed payment on a bad week."
Funded $32,000Everything you need to know about revenue-based merchant cash advances through GBB Loans.