Leverage your business assets to access larger loan amounts and more competitive rates. Fast prequalification with no impact to your credit score and direct funding in as little as 24 hours.
Funded nationwide
Direct to small businesses
Approval rate
For qualified applicants
Avg. funding speed
Application to funded offer
Turn your existing assets into a strategic advantage. Better rates, higher limits, and a stronger negotiating position — all from collateral you already own.
Collateral reduces lender risk, which translates directly into rates 3–8% lower than unsecured alternatives. Qualified borrowers access APRs starting as low as 5.5%.
Asset backing gives lenders confidence to approve larger amounts — up to $5M. Your collateral value directly influences how much capital you can access.
Your collateral continues working for your business throughout the loan term. Equipment stays in operation, real estate stays occupied — nothing changes except your funding position.
Collateral-backed applications have significantly higher approval rates, even for borrowers with imperfect credit. Your assets demonstrate commitment and reduce risk.
From asset evaluation to funded capital — streamlined, transparent, and designed around your collateral.
Complete a quick 2-minute form with your business details, available collateral, and desired funding amount. Our initial check uses a soft pull — your credit score stays untouched.
Your dedicated funding advisor evaluates your collateral and business profile, then presents the secured loan options with the best rates and terms for your situation.
Accept your offer and complete the closing process. Funds are deposited directly into your business account — most secured loans fund within 3–7 business days.
A secured loan is one powerful tool in your financing toolkit. Explore complementary products designed to support every stage of your business growth.
Higher funding amounts with competitive rates for established businesses seeking growth capital.
What's included
Finance machinery, vehicles, or heavy equipment with competitive rates. The equipment itself serves as collateral.
What's included
Access higher funding amounts with extended repayment terms for major investments like real estate or expansion.
What's included
Calculate your monthly payments, total interest, and full amortization schedule in seconds — no sign-up or credit check required.
Loan Details
Credit Profile
Optional
Monthly
$3,531
per month
Interest
$9.7K
total interest paid
Total Cost
$84.7K
principal + interest
Amortization Breakdown
How your payments split over time
Ready to move forward? Based on your inputs — $75,000 over 24 months — you could be approved in minutes.
Apply now — it's freeReal results
"Our fleet of delivery trucks served as collateral for a $350K secured loan. The rate was nearly half what we were quoted on unsecured options. We used the capital to expand into two new metro areas and doubled our monthly contracts within six months."
Funded $350,000"Using our commercial kitchen equipment as collateral unlocked a rate we never expected. The $180K secured loan funded our second restaurant location, and the monthly payments actually came in lower than our original unsecured line of credit."
Funded $180,000"Our warehouse inventory backed a $520K secured loan that let us purchase bulk materials at a 30% discount. The savings on materials alone covered the first year of loan payments. GBB Loans made the entire process transparent and fast."
Funded $520,000Everything you need to know about using collateral to access better business financing.