Our Story
GBB Loans was born from a frustrating reality: small business owners who needed capital the most were the ones getting turned away. Banks wanted perfect credit scores, years of tax returns, and weeks of waiting — none of which worked for the real-world entrepreneurs building America's economy.
Our founders experienced this firsthand. After watching promising businesses struggle and fail simply because they couldn't access timely capital, they set out to build a different kind of lending company — one that prioritized speed, fairness, and transparency above all else.
We launched in 2018 with a simple mission: get small business owners funded quickly and fairly, without hidden fees or punishing credit requirements. We built proprietary technology that evaluates your business on what matters — your revenue, your potential, and your trajectory — not just a three-digit credit score.
Today, GBB Loans has deployed over $2.5 billion in funding to more than 30,000 businesses across every state and industry. From restaurants in Miami to construction firms in Denver, trucking fleets in Houston to retail shops in New York — we've helped business owners of all backgrounds access the capital they need to grow.
Our approval rate of 95% isn't just a number — it's a promise. We believe in finding a way to say yes. Our team of dedicated funding advisors works with every applicant to identify the best product, rate, and term for their unique situation.
Whether you need a working capital loan, an SBA loan, a business line of credit, or equipment financing — we're here to make it happen. No hard credit pull, no hidden costs, and funding in as little as 24 hours.
We're not just another lender. We're your partner in growth. And we're just getting started.
Our Values
We believe funding shouldn't take weeks. Our streamlined process gets capital into your hands in as little as 24 hours — no mountains of paperwork, no runaround.
No hidden fees, no fine-print surprises. Every rate, term, and cost is clearly explained upfront so you can make informed decisions with confidence.
Bad credit? Startup? Seasonal revenue? We look beyond traditional metrics to fund businesses that banks overlook — because every owner deserves a fair shot.
Real people, real answers. Our dedicated advisors guide you from application to funding and beyond, ensuring you always feel supported.
Leadership
Co-Founder & CEO
With 15+ years in fintech and small business lending, David founded GBB Loans to bridge the gap between traditional banking and the real needs of small business owners.
Chief Operating Officer
Sarah brings a decade of operational excellence from leading lending platforms. She ensures every application moves fast and every customer feels valued.
VP of Business Development
Marcus spent 12 years helping small businesses access capital at major banks before joining GBB to build a better, fairer funding model.
Head of Customer Success
Elena leads our support team with empathy and expertise, ensuring every business owner gets personalized guidance throughout their funding journey.
Customer Stories
"GBB Loans funded my construction company when three banks turned me away. The process was fast, transparent, and the team genuinely cared about my business."
"As a restaurant owner, cash flow is everything. GBB gave me a line of credit that saved my peak season. No hard pull, no stress — just capital when I needed it."
"I was skeptical about online lenders, but GBB changed my mind. Applied Tuesday, funded Thursday. Their transparency about rates and fees earned my trust."
Why GBB Loans
Our streamlined form takes just minutes — no lengthy paperwork or branch visits required.
We use a soft pull to check your options. Your credit score stays untouched during prequalification.
Access rates starting as low as 7.49% APR with flexible terms tailored to your business needs.
Every applicant gets a personal funding advisor who guides you from start to finish.
Rated by 12,000+ business owners who trust GBB Loans for their funding needs.
From construction to restaurants, retail to trucking — we serve businesses in every sector.