Privacy Policy

    Last updated: March 1, 2026

    1. Introduction

    GBB Loans ("we," "us," or "our") is committed to protecting the privacy of visitors and users of our website at gbbloans.com ("Site"). This Privacy Policy explains what information we collect, how we use and share it, and your choices regarding your personal data. By using our Site or Services, you consent to the practices described in this policy.

    2. Information We Collect

    We may collect the following categories of information:

    • Personal Identifiers: Name, email address, phone number, mailing address, and Social Security Number (when required for a financing application).
    • Business Information: Business name, EIN, industry type, annual revenue, time in business, and funding needs.
    • Financial Information: Bank account details, credit history indicators, and outstanding debts provided during the application process.
    • Device and Usage Data: IP address, browser type, operating system, referring URLs, pages visited, and timestamps collected automatically through cookies and similar technologies.
    • Communications: Records of correspondence when you contact our support team or advisors.

    3. How We Use Your Information

    We use the information we collect for the following purposes:

    • To process and evaluate your prequalification or financing application.
    • To match you with third-party lenders and financing providers in our marketplace.
    • To communicate with you about your application status, offers, and account.
    • To improve, personalize, and optimize our Site and Services.
    • To comply with legal obligations, prevent fraud, and enforce our Terms of Service.
    • To send marketing communications where you have opted in (you may opt out at any time).

    4. How We Share Your Information

    We do not sell your personal information. We may share your data with: (a) third-party lenders and financing partners to process your application; (b) service providers who assist with analytics, email delivery, hosting, and fraud prevention; (c) law enforcement or regulatory bodies when required by law or to protect our legal rights; and (d) a successor entity in the event of a merger, acquisition, or sale of assets. All third-party partners are contractually obligated to protect your data and use it only for the purposes we specify.

    5. Cookies and Tracking Technologies

    We use cookies, web beacons, and similar technologies to enhance your experience, analyze usage patterns, and deliver relevant content. You can manage cookie preferences through your browser settings. Disabling cookies may limit certain features of the Site. We may also use third-party analytics services such as Google Analytics, which collect anonymized usage data to help us understand how visitors interact with our Site.

    6. Data Security

    We implement industry-standard security measures—including encryption, firewalls, and secure server infrastructure—to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of any account credentials.

    7. Your Rights Under CCPA

    If you are a California resident, you have the right to: (a) know what personal information we collect and how it is used; (b) request deletion of your personal information; (c) opt out of the sale of your personal information (we do not sell personal data); and (d) not be discriminated against for exercising your privacy rights. To exercise these rights, visit our CCPA – Do Not Sell My Info page or contact us through our Support page.

    8. Data Retention

    We retain your personal information only for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. When data is no longer needed, it is securely deleted or anonymized in accordance with our data retention schedule.

    9. Children's Privacy

    Our Site and Services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that a child has provided us with personal data, we will take steps to delete it promptly. If you believe a child has submitted information to us, please contact us immediately.

    10. Changes to This Policy

    We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. The "Last updated" date at the top of this page indicates when the policy was most recently revised. We encourage you to review this page periodically for the latest information.

    11. Contact Us

    If you have questions or concerns about this Privacy Policy or our data practices, please reach out through our Support page. You can also review our FAQ for common questions or explore financing options available through GBB Loans.